Buyer Caldwell Group Buyer Caldwell Group

5 Questions Your Real Estate Agent Cannot Answer, and Why

It’s best to hire a trusted and knowledgeable real estate agent to help you in your house-hunting journey. Expect them to be your go-to person for almost all the advice you’ll need regarding the complicated, and often stressful, homebuying process. 

And yet, if you ask them certain questions, you might be puzzled to find them feeling tongue-tied. Be aware that there are some queries that your realtor couldn’t answer legally. This is because some things are off-limits under the Fair Housing Act (FHA), a federal law enacted in 1968 that prohibits discrimination in the purchase, sale, rental, or financing of housing based on race, religion, sex, skin, color, nationality, or family/economic status.

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Buyer Caldwell Group Buyer Caldwell Group

What Home Buyers Should Know About HOAs

If you haven’t had dealings with an HOA before, we’ll walk you through exactly what it means, what it does, and what are the most crucial things you need to know before living in a community that has one.

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Buyer Caldwell Group Buyer Caldwell Group

Here's Why You Shouldn’t Max Out Your Budget When Buying A Home

When it comes to purchasing a home, it's easy to get caught up in the excitement of finding your dream property. However, it's important to consider the potential drawbacks of maxing out your budget for this significant investment. By buying a home that is within your means, you can maintain financial stability and preserve the ability to pursue other important financial goals.

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Buyer, Homeowner Caldwell Group Buyer, Homeowner Caldwell Group

Real Estate 101: What Is The Difference Between Short Sales and Foreclosures?

For homeowners who fall behind on their mortgage payments, mainly due to a sudden financial crisis, such as unemployment and other income loss, unexpected debts, interest rate hikes, or economic downturn, among others — the two main options available are either a short sale or foreclosure. 

Let’s take a closer look at what these things are, their differences, and which is the better option for any homeowner depending on their situation and timeline.

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