Living in Fort Thomas, KY – A Historic & Scenic Northern Kentucky City

Why Move to Fort Thomas?

Fort Thomas, KY, is one of the most desirable places to live in Northern Kentucky, offering stunning river views, top-rated schools, and a vibrant community. Located just across the Ohio River from downtown Cincinnati, Fort Thomas blends historic charm with modern conveniences, making it an attractive destination for families, professionals, and retirees alike. With a thriving real estate market, beautiful parks, and a strong sense of community, Fort Thomas is a top choice for homebuyers looking for a well-rounded lifestyle.

Top Reasons to Live in Fort Thomas, KY

1. Highly Regarded Schools & Education

Fort Thomas is served by the Fort Thomas Independent School District, one of the top-ranked school districts in Kentucky. The district is known for its strong academic programs, athletics, and extracurricular activities. Schools in the area include:

  • Moyer Elementary School

  • Johnson Elementary School

  • Woodfill Elementary School

  • Highlands Middle School

  • Highlands High School (Recognized as one of the best high schools in Kentucky)

For up-to-date school ratings and boundary information, visit GreatSchools.org or the Fort Thomas Independent Schools website.

2. Beautiful Parks & Outdoor Recreation

Fort Thomas is known for its scenic parks, outdoor activities, and access to the Ohio River. Residents enjoy numerous parks and green spaces, including:

  • Tower Park – One of the most popular parks in the area, featuring trails, playgrounds, sports fields, and historic landmarks.

  • Highland Hills Park – A great place for hiking, picnicking, and enjoying nature.

  • Rossford Park – Offers tennis courts, walking trails, and open green spaces.

  • Ohio River Access – Provides stunning waterfront views and opportunities for boating and fishing.

With its rolling hills, scenic views, and well-maintained parks, Fort Thomas is perfect for outdoor enthusiasts.

3. Thriving Real Estate Market & Home Prices

Fort Thomas is known for its charming, well-preserved historic homes, as well as modern new developments. Popular neighborhoods include:

  • Midway District – A walkable area with historic homes, boutique shops, and dining options.

  • Highlands Historic District – Features beautiful older homes with classic architecture and tree-lined streets.

  • South Fort Thomas – A mix of classic homes and newer developments with spacious lots.

  • Ridgewood – A quiet, family-friendly community with well-maintained properties.

With increasing home values and high demand, Fort Thomas remains a prime location for homebuyers and real estate investors.

4. Convenient Location & Easy Commute

Fort Thomas provides quick and easy access to Cincinnati and surrounding areas, making it an ideal place for commuters. Key transportation highlights include:

  • I-471 Access – Offering a direct route to downtown Cincinnati in just minutes.

  • Proximity to CVG Airport – Located within a short drive of the Cincinnati/Northern Kentucky International Airport.

  • Public Transit Options – Convenient bus routes connecting Fort Thomas to Cincinnati and other parts of Northern Kentucky.

Living in Fort Thomas means enjoying the benefits of a small-town atmosphere with the convenience of a major metropolitan area nearby.

5. Strong Job Market & Local Employers

Fort Thomas benefits from its proximity to Cincinnati, giving residents access to a diverse job market in industries such as healthcare, education, finance, and technology. Major employers in and around the area include:

  • St. Elizabeth Healthcare – A leading regional hospital providing numerous job opportunities.

  • Fidelity Investments – A major financial services company with offices in nearby Covington.

  • Procter & Gamble – One of Cincinnati’s largest employers with a global presence.

  • Northern Kentucky University (NKU) – A significant employer in education and research.

  • Fort Thomas Independent Schools – A top-ranked school district offering careers in education and administration.

With a thriving economy and access to high-paying jobs, Fort Thomas is a great place for professionals looking for career growth.

6. Community Events & Local Attractions

Fort Thomas is a city with a rich history and a strong sense of community, hosting several events and attractions throughout the year, including:

  • Merchants & Music Festival – A popular annual event featuring live music, local vendors, and food trucks.

  • Fort Thomas Farmers Market – A seasonal market with fresh produce, local goods, and artisanal products.

  • Fourth at the Fort – A community-wide Independence Day celebration with fireworks and family activities.

  • Holiday Walk in Fort Thomas – A festive event bringing the community together with holiday-themed attractions and entertainment.

With its welcoming atmosphere and year-round events, Fort Thomas offers a true sense of community.

Frequently Asked Questions

What types of homes are available in Fort Thomas, KY?

Fort Thomas offers a mix of historic homes, modern developments, and luxury properties with scenic views.

Are there quality schools in Fort Thomas?

Yes, Fort Thomas is served by the Fort Thomas Independent School District, which is among the best in the state.

What amenities are available in Fort Thomas?

Residents enjoy parks, shopping centers, restaurants, historic landmarks, and recreational facilities.

What major employers are located in Fort Thomas?

Major employers include St. Elizabeth Healthcare, Fidelity Investments, Northern Kentucky University, and Cincinnati-based corporations.

Is Fort Thomas a good place to invest in real estate?

Yes, Fort Thomas has a strong real estate market with appreciating home values and high demand.

How competitive is the real estate market in Fort Thomas?

Homes in Fort Thomas tend to sell quickly due to high demand. Working with an experienced real estate agent is recommended.

What are property tax rates in Fort Thomas, KY?

Property tax rates in Fort Thomas are approximately $17.41 per thousand dollars of assessed value. Rates may vary based on location and property classification. For the most accurate details, consult the Campbell County Property Valuation Administrator (PVA).

Are there new construction homes available in Fort Thomas?

Yes, Fort Thomas has a selection of new construction homes and modern developments.

Find Your Home in Fort Thomas, KY

If you’re considering a move to Fort Thomas, KY, we’re here to help! Whether you’re searching for a historic home, a modern townhouse, or a river-view property, our team of local real estate experts can guide you every step of the way.

Looking to buy or sell in Fort Thomas? Contact us today to explore available homes and learn more about this historic Northern Kentucky city!

Your Home Buying Journey Starts Here

Buying a home is more than just a move—it’s about finding the perfect place to call home. With our deep expertise in Northern Kentucky and Cincinnati’s real estate market, we’re here to guide you through every step, ensuring a smooth and stress-free transition.

Fill out the form here to schedule a consultation and start your home search today.